Wall Street RegretsThe regret calculator.

What if you'd held ^GSPC?

A $1,000 investment in S&P 500 Index (^GSPC) at the month-end close of 1927-12 would be worth $436,465 at the close of 2026-08 — +43546.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $436,465.

$1,000 since 1927$436,465Total return+43546.5%Multiple436.5×CAGR+6.4%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$436,465Gain+$435,465 (+43546.5%)Multiple436.5×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1927

    YearValue of $1,000Year return
    1927$1,000
    1928$1,379+37.9%
    1929$1,215-11.9%
    1930$869-28.5%
    1931$460-47.1%
    1932$392-14.8%
    1933$565+44.1%
    1934$538-4.7%
    1935$760+41.4%
    1936$973+27.9%
    1937$597-38.6%
    1938$744+24.5%
    1939$706-5.2%
    1940$599-15.1%
    1941$492-17.9%
    1942$553+12.4%
    1943$661+19.4%
    1944$752+13.8%
    1945$983+30.7%
    1946$866-11.9%
    1947$8660.0%
    1948$861-0.7%
    1949$951+10.5%
    1950$1,157+21.7%
    1951$1,346+16.3%
    1952$1,505+11.8%
    1953$1,405-6.6%
    1954$2,037+45.0%
    1955$2,575+26.4%
    1956$2,643+2.6%
    1957$2,264-14.3%
    1958$3,126+38.1%
    1959$3,391+8.5%
    1960$3,290-3.0%
    1961$4,052+23.1%
    1962$3,573-11.8%
    1963$4,248+18.9%
    1964$4,799+13.0%
    1965$5,234+9.1%
    1966$4,549-13.1%
    1967$5,463+20.1%
    1968$5,881+7.7%
    1969$5,213-11.4%
    1970$5,218+0.1%
    1971$5,781+10.8%
    1972$6,685+15.6%
    1973$5,524-17.4%
    1974$3,882-29.7%
    1975$5,107+31.5%
    1976$6,085+19.1%
    1977$5,385-11.5%
    1978$5,442+1.1%
    1979$6,112+12.3%
    1980$7,687+25.8%
    1981$6,939-9.7%
    1982$7,964+14.8%
    1983$9,339+17.3%
    1984$9,470+1.4%
    1985$11,964+26.3%
    1986$13,713+14.6%
    1987$13,991+2.0%
    1988$15,726+12.4%
    1989$20,011+27.3%
    1990$18,699-6.6%
    1991$23,618+26.3%
    1992$24,672+4.5%
    1993$26,413+7.1%
    1994$26,006-1.5%
    1995$34,877+34.1%
    1996$41,945+20.3%
    1997$54,951+31.0%
    1998$69,605+26.7%
    1999$83,196+19.5%
    2000$74,761-10.1%
    2001$65,010-13.0%
    2002$49,820-23.4%
    2003$62,963+26.4%
    2004$68,625+9.0%
    2005$70,685+3.0%
    2006$80,311+13.6%
    2007$83,146+3.5%
    2008$51,147-38.5%
    2009$63,143+23.5%
    2010$71,214+12.8%
    2011$71,212-0.0%
    2012$80,758+13.4%
    2013$104,664+29.6%
    2014$116,586+11.4%
    2015$115,738-0.7%
    2016$126,774+9.5%
    2017$151,394+19.4%
    2018$141,951-6.2%
    2019$182,943+28.9%
    2020$212,688+16.3%
    2021$269,886+26.9%
    2022$217,412-19.4%
    2023$270,092+24.2%
    2024$333,048+23.3%
    2025$387,627+16.4%
    2026$436,465+12.6%

    Best and worst month-end to buy

    The best single month-end close to have bought ^GSPC was 1932-06 ($4.43): $1,000 then is $1.74M today. The worst was 2026-08 ($7,708): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ^GSPC be worth today?

    A $1,000 investment in S&P 500 Index (^GSPC) at the start of 1927 would be worth about $436,465 today, a total return of +43546.5%. Dividends are reinvested in these figures.

    What were the best and worst years for ^GSPC?

    S&P 500 Index (^GSPC)'s strongest calendar year since 1927 was 1954, a +45.0% return — $1,000 held through that year became about $1,450 by year-end. Its weakest year was 1931, at -47.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ^GSPC have grown?

    Investing $100 at the end of every month since 1927-12 would have grown to about $22.64M on $118,500 invested.

    Did ^GSPC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $436,465. ^GSPC beat the S&P 500 by 0.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    S&P 500 Index (^GSPC) historical total-return data from 1927-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.